Labour to attack Wonga, are they missing the real issue?

Ed Miliband is pledging for the next labour government to ban pay day loan adverts and Wonga in particular from advertising during children’s television programmes. I think Ed again misses the point he does not address the reasons as to why people desperate families have to reach for such cowboys as the likes of Wonga. The pay day loan company who claim to be no nonsense and easy to access who charge crazy interest rates on their loans force people into worse situations than they were in before all in the name of desperation. Whilst its welcome labour have recognised the problem which is pay day loans and the likes of Wonga I fear that what it is suggesting a ban on this will simply force people into more criminal methods to get money to pay off a outstanding bill or something so simple as feeding their family. I am not arguing in favor of Wonga here but simply banning the adverts does not tackle the problem of low pay, high cost of living and much more besides. Labours answer to allot of things these days is banning things and regulating markets it all feels a bit top down and state heavy. This may be their new direction who knows but for many meddling in their business will be too much to stomach from a party who attacked our civil liberties beyond imagination during their last time in office. For me its capitalism which is the huge elephant in the room which the labour party and Ed Miliband will not confront. They will not as they are in service to the market and the system. They may give lip service as they have done to the so called "cost of living" yet their public sector pay freeze intention to be harder on those on benefits than the Tories and so much more do little to convince many I would suggest. Many people will not vote labour ever again and with good reason. People realise that they are no alternative to Tories only a watered down slightly nicer version which let’s be honest hardly enthuses you to go out and put a cross next to your labour candidates name. People need far more than bans on pay day loan companies the rot of capitalism has gone far deeper into people’s lives. Labour is barely scratching the surface. Real radical action is needed and labour will not bring it about I can assure you.

Let them wear jumpers

So will let them wear jumpers be the new let them eat cake I wonder ? With energy prices in the UK shooting up with British Gas being the latest after SSE to put up their prices this week it is the hot topic of discussion at the moment it would seem. This week at Westminster has been dominated by one topic: energy prices. It is a case study of the biggest theme in politics at the moment, the cost of living. With British Gas joining energy provider SSE in hiking its prices, what are people feeling the squeeze and fearing the cold supposed to do? Enter, stage left, the humble jumper. And welcome to a brief snapshot of how headlines sometimes appear despite what might have emerged out of the lips of politicians and their advisers. Energy Secretary Ed Davey spent much of Thursday touring TV and radio studios criticising British Gas and suggesting people should shop around for the best energy deal. In an interview on the BBC's Newsnight, he was asked about what happened in the Davey household. Did Mr Davey, presenter Jeremy Paxman asked, wear a jumper? "I am sure people do wear jumpers, I wear jumpers at home, but you are missing the point here Jeremy, we do need to help people with their bills, I am extremely worried about them, we can use competition the way we have, we can make our homes warmer and use less electricity and gas by going more energy efficient," said Mr Davey. Cue headlines suggesting the energy secretary said wear a jumper. Great story. Energy Secretary Ed Davey was quizzed about his knitwear preferences Except he didn't say this. Mr Davey was asked about jumpers. Mr Davey mentioned jumpers. But Mr Davey didn't say you or I should wear a jumper. Fast forward 12 hours to Friday's briefing for Westminster journalists, which is conducted by one of the prime minister's official spokesmen. The Daily Mirror - which is no fan of the coalition government - chased this theme with some vigour. The clear aim of the questions was to attempt to get an answer along the lines of "the prime minister tells you to wear jumper". Another great story If he'd said that, I'd have been jumping at the chance to get on the television, radio and online to tell it. But he didn't. Here is the exchange, as I scribbled it in my notebook: Reporter: "Does the prime minister wear a jumper at home?" Official Spokesman: "The prime minister doesn't tend to give fashion tips." Several further questions along the same lines came along, which didn't get very far. The spokesman was then asked about what the PM thought of charities giving advice that perhaps people should consider wrapping up warm. Here was the response: "Clearly, he is not going to prescribe necessarily the actions individuals should take about that. But if people are giving that advice, that is something that people may wish to consider." Next came the headlines claiming the prime minister was suggesting people should wear a jumper. Great story. Except the spokesman did not say this. Labour leapt at the chance to have their say, claiming Downing Street was in chaos and offering Ed Miliband for interview. Downing Street then issued a statement: "To be clear, it is entirely false to suggest the Prime Minister would advise people they should wear jumpers to stay warm. Any suggestion to the contrary is mischief-making." And so concludes the story of a story which isn't really a story at all. All a bit of tittle tattle you may say but there is a real worry for many ordinary people out there this winter heat or eat. Its as simple as that for many.